RCB Bank offers daily checking accounts with competitive interest rates. From myCashback rewards checking to the mySenior rewards account for people ages 50 and up, we have different accounts that pay you back in cash.
The Bank will be closed on Saturday, November 11th in honor of the federal holiday Veteran's Day. Click here for a list of all holiday closings.
Start earning cash rewards.
We'll help you make the switch to a rewards checking account that matches your lifestyle.
Get started to make the switch:
Use our guide below to help you make the switch. Click the “+” sign on the items below for important steps to take when you open a new RCB Bank rewards checking account. These items will help you have access to your account no matter what device you use as well as avoid fees so that you can earn more cash.
How to make the switch.
Enroll in Online Banking
Enroll for online banking to access eStatements and manage your account online.
When you enroll for online banking, don’t forget to sign up for eStatements to avoid the $3 paper statement fee and to be able to use Mobile Deposit for no monthly charge.
Enroll in Bill Pay8
Once you have created your online banking profile, you can enroll in Bill Pay8. It gives you one place to set up payment alerts, make single payments or set up recurring payments. This can help you cut down on the number of apps and websites necessary to track your bills. Some fees may apply. Visit the Bill Pay page for more information.
Download our free RCB Bank Mobile Banking app.
Once you have enrolled in online banking, download our app with the user credentials you set up in the enrollment process. The RCB Bank Mobile Banking app gives you access to mobile banking products like Text Banking and instaPay. Once your account has been in good standing for 90 days, you can sign up for Mobile Deposit9 through the app as well.
Text Banking10
Once you have downloaded the RCB Banking Mobile Banking app, you can sign up for Text Banking. This service allows you to perform many of your banking functions without needing to log in to online banking or the mobile app. Some fees may apply. Visit the Text Banking page for more information.
While you’re signing up for our digital banking tools, don’t forget to check out instaPay 7 to send money quickly and securely. As long as you have an RCB Bank checking account and debit card, then all you need is a phone number or address of the person who will receive the payment. Some fees may apply. Visit the instaPay page for more information.
Below is a list of items to consider switching to your new rewards account. You may have other items to switch not included in this list.
RCB Bank Routing Number: 103112594
Direct Deposits
- Payroll – Contact your employer’s HR department
- Retirement/Pensions
- Social Security – 800.772.1213
- Investment/Brokerage
- Transfers from other accounts
Automatic Payments/Withdrawals
- Gas
- Electric
- Water/City
- Garbage
- Phone
- Cable/Internet
- Mortgage
- Loans
- Insurance
- Transfers to other accounts
- Retirements/Savings Investments – Call your financial advisor to schedule payment transfer.
Online/Mobile Banking
- Switch over bill payees to your new RCB Bank account. Once you are certain that all automatic transfers/payments have been switched and all outstanding transactions have cleared, be sure to cancel all payments from your old account.
Do not close your old account until you are certain all automatic transactions have switched and all outstanding transactions have cleared the account. Once you close the account, be sure to shred any old checks and debit cards.
Mobile Deposit10
This would be a good time to set a reminder for yourself to apply for mobile deposit once your account has been in good standing for 90 days. Mobile deposit is available through the RCB Bank mobile banking app, and allows you to remotely deposit checks using the camera on your phone or tablet9. Once your account has been in good standing for 90 days, you can apply for mobile deposit through the mobile app.